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FHA Mortgage Express

Key Benefits:
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What you'll love about FHA Mortgage Express

♦ FHA Express is our version of the stable and popular FHA Loan, created by the Federal  
Housing Administration. FHA loans require a small down payment and offer the most
choices for refinancing, especially with cash out.
♦ New higher loan amounts mean more expensive homes can refinance or purchase with the
great low rate of an FHA loan.
♦ You may qualify even if you have a lower credit score or lower household income.
♦ Cash-out refinance up to 95%.
♦ Only 3% down payment required when buying a home.
♦ Your entire down payment can be a gift from a relative.
♦ Seller concessions allowed up to 6%.
♦ We have partnered with two of the most popular down payment assistance providers -
Nehemiah® and AmeriDream® - to help you get into the home of your dreams with less
money out of your pocket.
♦ With us getting an FHA loan faster and easier than ever.
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FHA Express with higher loan amounts - same low rate and security!

♦ The FHA recently raised the loan limit on FHA loans across the country and that's good news for you.

♦ For example, in Oakland County, Michigan, the FHA loan limit went from $226,000 to $297,500 - offering more
choices for refinancing and purchasing a home. Get in touch with us today by filing out the form on the right or
calling (888) 782-5198 to find out the new FHA limit in your county! 

The most choices when refinancing

♦ Cash-out refinance up to 95% of your home's value. Few other loans allow this much flexibility. Use that cash
to pay off higher-interest debts that don't offer a tax incentive*.

♦Refinance your home to get a lower rate and monthly payment - up to 97% of your home's appraised value.

A top solution for first-time home buyers

♦ Buy your first home with only 3% down.

♦ Down payments can be a gift from a relative or non-profit.

Lower credit scores and lower-income folks may qualify

♦ If you've been told your credit score it too low to qualify for a mortgage, you may be surprised by the FHA
Mortgage Express. Call a home loan expert to see if you qualify for the FHA Mortgage Express today at (888)
782- 5198 or fill out the form on the right. We'll even give you a free credit review and offer tips to improve
your credit score.

♦ FHA loans are a great choice for lower-income families and individuals.

Need down payment assistance? We can help!

♦ We can help you get down payment assistance with two of the nation's most popular down payment
assistance programs - Nehemiah® and AmeriDream®!
♦ By working with a knowledgeable Home Loan Expert and real estate agent, you can negotiate up to 10% of the
sales price to help you with your down payment and closing costs. You could end up with very little to no money
out of your pocket at closing!
♦ With down payment assistance and our secure, fixed-rate FHA Mortgage Express, your dream of owning a
home can become a reality.

How the FHA Mortgage Express Loan works

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  • FHA Express is a 30-year fixed rate loan.
  • FHA loans are created by the Federal Housing Administration.
  • If you'd like a cash-out refinance of up to 95%, FHA Express is the answer you've been looking for.
  • Rate and term refinance up to 97%.
  • Only a 3% down payment required for home purchases.
  • Down payment can be a gift from a relative or a non-profit organization. 

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Refinance with the FHA Express

♦ Use the great flexibility of the 95% cash-out refinance of the FHA Mortgage Express to get cash to pay off
higher-interest debts.
♦ If you have an ARM that is adjusting upwards, you can refinance your mortgage up to 97% of your
home's value.

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calc.gif Should You Refinance? 

ο Refinance Analysis

ο Am i better of Refinancing?

ο What House can i afford?

ο Which is better: 15 or 30 year term?

 


Learn More About Refinancing

ο Homeowner Income Tax Deductions.

ο Mortgage Rates & the Market

ο Refinance Your Mortgage: 5 Good Reasons 

ο Home Value Estimating


Is FHA Mortgage Express for you?

Is your ARM adjusting and you need to
refinance to a low-cost fixed rate mortgage?
Do you want to get cash out from your home?
Do you want a fast loan approval?
Do you have a lower credit score or lower household
income?
Are you purchasing a home and have a low down
payment?
FHA has new higher loan limits for every county.

3 ways to contact us

w_11.jpg Call us (888) 782-5198

w_22.jpg Contact us (click here)

w_33.jpg Get Started Online