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FHA Mortgage Express
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Key Benefits:
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What you'll love about FHA Mortgage Express
♦ FHA Express is our version of the stable and popular FHA Loan, created by the Federal
Housing Administration. FHA loans require a small down payment and offer the most
choices for refinancing, especially with cash out.
♦ New higher loan amounts mean more expensive homes can refinance or purchase with the
great low rate of an FHA loan.
♦ You may qualify even if you have a lower credit score or lower household income.
♦ Cash-out refinance up to 95%.
♦ Only 3% down payment required when buying a home.
♦ Your entire down payment can be a gift from a relative.
♦ Seller concessions allowed up to 6%.
♦ We have partnered with two of the most popular down payment assistance providers -
Nehemiah® and AmeriDream® - to help you get into the home of your dreams with less
money out of your pocket.
♦ With us getting an FHA loan faster and easier than ever.
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FHA Express with higher loan amounts - same low rate and security!
♦ The FHA recently raised the loan limit on FHA loans across the country and that's good news for you.
♦ For example, in Oakland County, Michigan, the FHA loan limit went from $226,000 to $297,500 - offering more
choices for refinancing and purchasing a home. Get in touch with us today by filing out the form on the right or
calling (888) 782-5198 to find out the new FHA limit in your county!
The most choices when refinancing
♦ Cash-out refinance up to 95% of your home's value. Few other loans allow this much flexibility. Use that cash
to pay off higher-interest debts that don't offer a tax incentive*.
♦Refinance your home to get a lower rate and monthly payment - up to 97% of your home's appraised value.
A top solution for first-time home buyers
♦ Buy your first home with only 3% down.
♦ Down payments can be a gift from a relative or non-profit.
Lower credit scores and lower-income folks may qualify
♦ If you've been told your credit score it too low to qualify for a mortgage, you may be surprised by the FHA
Mortgage Express. Call a home loan expert to see if you qualify for the FHA Mortgage Express today at (888)
782- 5198 or fill out the form on the right. We'll even give you a free credit review and offer tips to improve
♦ FHA loans are a great choice for lower-income families and individuals.
Need down payment assistance? We can help!
♦ We can help you get down payment assistance with two of the nation's most popular down payment
assistance programs - Nehemiah® and AmeriDream®!
♦ By working with a knowledgeable Home Loan Expert and real estate agent, you can negotiate up to 10% of the
sales price to help you with your down payment and closing costs. You could end up with very little to no money
out of your pocket at closing!
♦ With down payment assistance and our secure, fixed-rate FHA Mortgage Express, your dream of owning a
home can become a reality.
How the FHA Mortgage Express Loan works
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- FHA Express is a 30-year fixed rate loan.
- FHA loans are created by the Federal Housing Administration.
- If you'd like a cash-out refinance of up to 95%, FHA Express is the answer you've been looking for.
- Rate and term refinance up to 97%.
- Only a 3% down payment required for home purchases.
- Down payment can be a gift from a relative or a non-profit organization.
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Refinance with the FHA Express
♦ Use the great flexibility of the 95% cash-out refinance of the FHA Mortgage Express to get cash to pay off
higher-interest debts.
♦ If you have an ARM that is adjusting upwards, you can refinance your mortgage up to 97% of your
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