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Secure30, Fixed Mortgage

A 30-year fixed mortgage with flexible payments

Dad Playing with Toddler

Secuirty against rising interest rates

  • Your interest rate never changes for the life of the loan, regardless of what happens in the market.

Lower your monthly payment when you need to

In any given month during the first 10 years of the loan, you can choose to pay only the interest portion of your mortgage payment or interest plus principal.

  • Paying less on your mortgage gives great financial flexibility when money is tight.
  • You can use the increased cash flow toward remodeling your home, paying off high interest rate bills, financing college, or increasing your retirement savings.

How the Secure30 loan works

  • Your interest rate is fixed for the life of loan.
  • You can pay only the interest for the first 10 years of the loan or interest plus as much as principal as you wish. After 10 years, the full monthly interest plus principal is due.
  • No Pre-payment penalty, if you wish to refinance before the life of the loan.

Who it's for

  • People who want a 30-year fixed rate mortgage.
  • people who also want monthly payment flexibility.

1st Atlas makes it easy

  • Save time
  • Expert Adivce. We find the right loan for you.
  • Fast. Get approved in minutes and close your loan in weeks.

Apply Now

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